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Keeping Up with The Cronks

Using 房屋净值 to Build a Family

Members of our credit union have used their 房屋净值 Lines of Credit for home improvements, college tuition, 假期, 和更多的. But recently, member Amber Cronk accessed the equity in her home for a unique reason.

After trying for years, Amber and her husband learned that they’d need to go through the costly IVF process if they ever wanted to have a child of their own. 幸运的是, Cronk decided to share her story with 元素 Financial Relationship Manager Ron Ellis, who regularly conducts financial workshops at her workplace.

Once Ellis heard the story, he guided Cronk to a 房屋净值 Line of Credit from 元素 as a way to pay for the IVF process. Our HELOC product offers a simple way to access the equity in your home at a low interest rate. Cronk got started right away, sharing that “Ron guided me the entire way and made the process great. It was incredibly easy, stress free, and fast.” 

Because of 元素, we are not drowning in debt from a ridiculous medical loan with high interest rates.

- Amber Cronk, 元素 Member since 2019

Today, we are proud to report that Amber is expecting her first child and couldn’t be happier! She explained, “because of 元素, we are not drowning in debt from a ridiculous medical loan with high interest rates.” She is thankful for our credit union, explaining that her experience “has been nothing short of amazing” and looks forward to banking with 元素 for many years to come.

From Everyone at 元素, Congratulations to the Cronk Family!

房屋净值 Line of Credit

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